CONSENT FOR ELECTRONIC SIGNATURES, RECORDS, AND DISCLOSURES (“E-Consent”)

Please read this information carefully and print a copy and/or retain this information for future reference.

Introduction: You are submitting a request to be connected with one of our third party lenders or other financial service providers. In order to offer you a loan or other financial products or services, the third party lenders and financial service providers need your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link where you agree to our terms, or otherwise submitting your information through our Website, you acknowledge that you received this E-Consent and that you agree to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents (“Disclosures”).

Option for Paper or Non-Electronic Records: You may request any Disclosures in paper copy by contacting the third party lender or financial service provider directly. They will provide paper copies at no charge, and will retain all Disclosures as applicable law requires.

Scope of Consent: This E-Consent applies to all interactions online concerning you and the third party lender or financial service providers and include those interactions engaged in on any mobile device, including phones, smart-phones, and tablets. By exercising this E-Consent, the third party lender or financial service provider may process your information and interact during all online interactions with you electronically. They also may send you notices electronically related to interactions and transactions. Disclosures may be provided online at our or third party lenders’ or financial service providers’ websites, and may be provided by e-mail.

Consenting to Do Business Electronically: Before you decide to do business electronically with third party lenders or financial service providers, you should consider whether you have the required hardware and software capabilities described below.

Hardware and Software Requirements: To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program that supports at least 128 bit encryption, such as Microsoft® Internet Explorer, Netscape® or Mozilla Firefox®. To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader X ® or Foxit®. You will need a printer or a long-term storage device, such as your computer’s disk drive, to retain a copy of the Disclosures for future reference. You may send any questions regarding the hardware and software requirements directly to the third party lenders or lending partners.

Withdrawing Consent: Your E-Consent for our service and for our third party lenders’ or financial service providers’ consideration of your request cannot be withdrawn because it is a one-time transaction. If you are connected with one or more third party lenders or financial service providers, you are free to withdraw your E-Consent with them at any time and at no charge. However, if you withdraw this E-Consent before receiving credit or other financial products or services, you may be prevented from obtaining such products or services. Contact the third party lender or financial service provider directly if you wish to withdraw this E-consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected.

Change to Your Contact Information: You should keep third party lenders or financial service providers informed of any change in your electronic address or mailing address. You may update such information by logging into their websites or by sending them a written update by mail.

YOUR ABILITY TO ACCESS DISCLOSURES: BY CLICKING ON THE LINK WHERE YOU AGREE TO OUR TERMS, OR OTHERWISE SUBMITTING YOUR INFORMATION THROUGH OUR WEBSITE, YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED FORMATS DESCRIBED ABOVE.

CONSENT: BY CLICKING ON THE LINK WHERE YOU AGREE TO OUR TERMS, OR OTHERWISE SUBMITTING YOUR INFORMATION THROUGH OUR WEBSITE, YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER OR FINANCIAL SERVICE PROVIDER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OR FINANCIAL SERVICE PROVIDERS VIA THIS WEBSITE.