Important Disclosures. Please Read Carefully.
This service is not available in all states. If you request financing in a particular state wheresuch options are prohibited, or in a location where GotLoans.com does not have an availablelender, you will not be connected. In some cases, you may be given the option of obtainingfunding from a tribal lender. Tribal lenders are subject to tribal and certain federal laws whilebeing immune from state law including usury caps. If you are connected to a tribal lender,please understand that theirrates and fees may be higher than state-licensed lenders.Additionally, they may require you to agree to resolve any disputes in a tribal jurisdiction. Youare urged to read and understand the terms of any offer by any lender, whether tribal orstate-licensed, and to reject any particular agreement that you cannot afford to repay or thatincludes terms that are not acceptable to you.
The purpose of short-term financial solutions is to provide the borrower temporary financialrelief. These are not a long-term financial solution. Persons facing serious financial difficultiesshould consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. GotLoans.com is not a lender and does not make loan orcredit decisions. GotLoans.com connects interested persons with financial institutions andpartners from its approved network. GotLoans.com does not control and is not responsible forthe actions or inactions of any lender, is not acting as their agent, representative or broker, anddoes not endorse any product or financial services provider. We receive compensation from ourlenders, often based on a ping-tree model similar to Google AdWords where the highestavailable bidder is connected to the consumer. Regardless, our service is always free to you.
GotLoans.com may pull your credit or look at your creditworthiness, but responsible lenderswill. By submitting your information on this website, you are giving lenders in our networkpermission to verify your social security number, driver license number or other identification,and to review your creditworthiness by pulling your credit history from major credit bureaus suchas Experian, Equifax and TransUnion and from alternative credit bureaus such as Teletrack orDP Bureau.
Disclosure of Terms.
The lender you are connected to will provide documents that contain all fees and rateinformation pertaining to the loan being offered, including any potential fees for late-paymentsand the rules under which you may be allowed (if permitted by applicable law) to refinance,renew or rollover your loan. Fees and interest rates are determined solely by the lender basedon their internal policies, underwriting criteria and applicable law. GotLoans.com has noknowledge of or control over the terms offered by a lender. You are urged to read andunderstand the terms offered to you, whether tribal or state-licensed, and to reject any particularoffer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact yourcredit score. To protect yourself and your credit history, make sure you only accept financingthat you can afford to repay. If you cannot make a payment on time, you should contact yourlender immediately and discuss how to handle late payments.